NAVI Protocol
NAVI Protocol is a lending protocol on Sui where users supply assets to earn interest and borrow against collateral.
- Category
- DeFi & Yield
About NAVI Protocol
NAVI Protocol is a liquidity protocol built on Move for the Sui ecosystem. It provides banking-grade finance onchain, offering users decentralized lending and borrowing services. Deposit interest is generated from active, over-collateralized loans driven by borrowing demand.
The protocol offers institutional-grade solutions via NAVI Prime, which includes curated vaults, isolated markets, and direct liquidity coverage. NAVI Protocol also provides developer tools, including a TypeScript SDK, open-source smart contracts, REST APIs, and an AI-facing Model Context Protocol (MCP) server for querying real-time onchain data.
Key features
- Deposit assets to earn interest continuously while maintaining the ability to withdraw at any time.
- Borrow crypto assets instantly by collateralizing assets in transparent markets with isolated risk.
- Execute flash loans to borrow without collateral within a single transaction.
- Access Efficiency Mode (E-Mode) for higher loan-to-value limits on correlated asset categories.
- Utilize NAVI Prime for access to curated vaults, isolated markets, and custodian-managed strategies.
- Integrate with the NAVI SDK, a TypeScript toolkit for managing accounts, positions, flashloans, and rewards on Sui.
- Connect AI agents via the NAVI MCP to read onchain data, lending metrics, and transaction explanations in natural language.
- Deploy REST endpoints for data on pools, prices, positions, and rewards.
What it is used for
- Deposit cryptocurrency assets to earn interest over time.
- Collateralize crypto holdings to borrow assets instantly without selling the collateral.
- Execute uncollateralized flash loans within a single transaction for arbitrage or liquidations.
- Connect AI models to inspect Sui wallet assets, positions, risk metrics, and transaction summaries.
- Construct programmable transaction blocks (PTBs) for custom lending flows using the TypeScript SDK.
What it does
Who it is for
Kind of tool
- Exchange
Platforms
- Web
- API
- SDK
Things to know
- The protocol runs entirely on open-source smart contracts available for public review on GitHub.
- Account safety is evaluated in real time via a Health Factor metric, where a factor at or below 1 risks liquidation.
- The platform maintains continuous automated on-chain risk monitoring and active risk safeguards.
- Independent security audits have been performed on the protocol by security firms including MoveBit, Veridise, Salus, Asymptotic, and OtterSec.
Links
Verification and freshness
- Not verified yet.
- Last updated on November 8, 2026.
