What are the most popular lending tools on Solana?

By popularity in the CoinSeek catalog: WBTC, Jupiter and Steakhouse Financial.

Are there free lending tools on Solana?

None of these lending tools is listed as free or freemium in the CoinSeek catalog. Check each tool’s site for its current plans.

Where can I find lending tools on other chains?

CoinSeek also lists lending tools on Ethereum, Base and Arbitrum, and on every chain on the Lending page.

11 best Lending tools on Solana in 2026

Discover/use/analyze decentralized lending

This page lists the 11 published tools in the CoinSeek catalog for lending that support Solana, most popular first.

All tools on Solana · Lending on every chain

How to choose

Supported blockchains. Check that the tool runs on the network where your assets already are, since moving funds between chains adds steps and risk. Some tools support one chain, while others span several.
Collateral and borrowing options. Look at which assets can be deposited and borrowed, and whether the tool offers features like adjustable rates or loan management. Some focus on Bitcoin or ETH collateral, while others cover many assets.
Retail or institutional focus. Some tools are built for individuals, and others target institutions, fintechs or asset managers. Pick one whose design and onboarding match who you are.
Access: web, API or SDK. Most people use a web interface, but some tools are mainly APIs or SDKs meant for developers building their own products. Confirm how you can reach the tool before you start.
Costs and pricing details. Many catalog entries do not state pricing, so read the tool's own documentation for interest rates and any fees. Compare these before depositing or borrowing.

Lending on Solana

Most popular first

wbtc.network
WBTC
Access Bitcoin liquidity across DeFi with WBTC. Use native WBTC on Ethereum, Solana, TRON, and more, supported by LayerZero infrastructure.
Category and goals: DeFi & Yield · Yield Farming · Lending — Chains: Ethereum · Solana · Arbitrum · Polygon +4 more
Best for: Using Bitcoin as DeFi collateral; Yield farming with Bitcoin; Lending Bitcoin-backed tokens; Providing exchange liquidity
jup.ag
Jupiter
Swap, Borrow, Lend, Perps, Wallet, and more. For everything DeFi, just use Jupiter.
Category and goals: Token & DEX · Token Trading Tools · DEX Trading & Swaps · Lending +1 more — Chains: Solana
Best for: Solana token swaps; Perpetual contract traders; Earning yield through lending vaults; Sending crypto via link
steakhouse.financial
Steakhouse Financial
The credit stack for the stablecoin economy. Onchain stablecoin and yield products for fintechs, exchanges and asset managers.
Category and goals: DeFi & Yield · Yield Aggregators · Lending · DeFi Risk Analysis — Chains: Ethereum · Solana · Base
Best for: Fintechs adding stablecoin yield; Treasury and fund stablecoin deposits; Exchanges building white-label yield products; Researching vault risk curation
fxn.xyz
Function FBTC
Function | FBTC
Category and goals: DeFi & Yield · Yield Farming · Lending · Staking — Chains: Bitcoin · Ethereum · Solana
Best for: Bitcoin holders seeking yield; Protocol teams needing BTC liquidity; Moving BTC across chains; Using vault and lending strategies
exponent.finance
Exponent
Trade interest rates, hedge yield risks, and access automated yield vaults to construct your onchain portfolio. Built on battle-tested, open smart contracts thoroughly audited by leading security firms.
Category and goals: DeFi & Yield · Lending · DeFi Portfolio · DeFi Risk Analysis — Chains: Solana
Best for: Locking in fixed onchain yields; Hedging DeFi yield risk; Trading interest rate exposure; Building Solana yield portfolios
save.finance
Save
Save is Solana's permissionless saving's account. The DeFi protocol for lending and borrowing on the Solana blockchain. Think Aave or Compound on Solana. Save allows anyone with an internet connection to earn interest by lending their crypto assets, and allows them to use their deposits as collateral for borrowing.
Category and goals: DeFi & Yield · Lending · Borrowing — Chains: Solana
lulo.fi
Lulo
Earn stablecoin yield from all the top venues in one deposit. Coverage is built into every allocation, so your capital stays protected while it earns.
Category and goals: DeFi & Yield · Yield Aggregators · Lending — Chains: Solana
drift.trade
Drift
Drift Protocol is the largest open-sourced perpetual futures exchange built on Solana, the fastest L1 blockchain
Category and goals: Derivatives · Portfolio Tracking · Lending · Borrowing +2 more — Chains: Solana
chainflip.io
Chainflip.io
Native cross-chain swaps between Bitcoin, Solana, Ethereum and more. No wrapped tokens, transparent pricing, over $9.8B traded. Earn native BTC yield.
Category and goals: Token & DEX · Token Trading Tools · DEX Trading & Swaps · Lending +1 more — Chains: Bitcoin · Ethereum · Solana · BNB Chain
echo-protocol.xyz
Echo Protocol
Echo Protocol is a multi-chain DeFi platform for Bitcoin staking, lending, and yield aggregation.
Category and goals: DeFi & Yield · Yield Farming · Lending · Staking +1 more — Chains: Bitcoin · Solana · Aptos
kamino.finance
Kamino
Kamino is an open source credit and liquidity protocol built on Solana. The protocol enables institutions and retail users to generate returns on their assets and borrow against their crypto collateral, all via transparent and secure onchain markets.
Category and goals: DeFi & Yield · Lending · Borrowing · Staking — Chains: Solana

Lending on other chains

Frequently asked questions

What are the most popular lending tools on Solana?: By popularity in the CoinSeek catalog: WBTC, Jupiter and Steakhouse Financial.
Are there free lending tools on Solana?: None of these lending tools is listed as free or freemium in the CoinSeek catalog. Check each tool’s site for its current plans.
Where can I find lending tools on other chains?: CoinSeek also lists lending tools on Ethereum, Base and Arbitrum, and on every chain on the Lending page.